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By: Hadley Malcolm and Barbara Hansen
July 18, 2013

The house needed work — weatherproofing, a new back fence, a basement to transform into a bedroom — but the couple was excited nonetheless. The house would have been their first.

Instead, two weeks after putting in a bid, Mila Gates, 27, and her husband Jon, 26, backed out when they realized that Mila, who works as the head of social media for a marketing agency, would have had to take a second job to cover the $1,650-a-month mortgage payment. The house was listed for $205,000, but the couple put in a bid for $212,000.

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